Legal Issues

Legal Notices to users of CLICO Limited Website

Notice:

These terms and conditions must be read in their entirety. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. Information on CLICO website is for information purposes only and does not constitute an offer to buy or sell products or services of CLICO, its subsidiaries and affiliates, or units of mutual funds. Not all products and services that Guyana’s residents may be interested in are available to all residents of Guyana. Not all products and services that residents of other countries may be interested in are available in that country. CLICO products and services are available in accordance with local law and only if they may be lawfully offered for sale in any particular jurisdiction. All CLICO products and services are subject to the terms of applicable agreements

Trademark /Copyright:

All Copyright and other rights of property in the pages and information herein of this site are reserved to CLICO , its subsidiaries and affiliates. You may copy the materials found on this site only for purposes of establishing a customer relationship with us. This information is not to be modified, copied, reproduced, republished, uploaded, posted, transmitted or distributed in any manner by the users of this site.

Limitation of Liability:

CLICO, its subsidiaries and associate companies shall not be liable in contract, tort or otherwise for any direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with the use of this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure whatsoever resulting from the use of the site, this server or the Internet generally.

No Warranty:

CLICO does not warrant the accuracy, adequacy or completeness of the information provided on this site including text, graphics and links. Facts and data provided by CLICO, its subsidiaries, affiliates and other sources are believed to be reliable when posted. CLICO cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this site is not intended to provide legal accounting or tax advice, and should not be relied on in that regard. CLICO, its subsidiaries and affiliates are not responsible in any manner for direct, indirect, special or consequential damages howsoever, arising out of the use of the site.

Submissions:

All information submitted to CLICO via this website shall be deemed and remain the property of CLICO. CLICO policy is to adhere to a duty of confidentiality. CLICO undertakes not to divulge any personal information provided by you such as address, e-mail, telephone, income etc. to any third parties unless we have informed you, been authorized by you or are required to do so by law. It is the Internet user's discretion whether or not to communicate information to CLICO through this website. However, there is no guarantee that the transmission of information on this site will be private and secure from third party unauthorized access. CLICO its subsidiaries and affiliates shall not be liable for any damage as a result of your transmission of confidential or sensitive information when using this site.

Governing Law:

Use of this site and the terms and conditions herein, shall be governed by the Laws of Trinidad and Tobago, without giving effect to any principles of conflicts of laws

Copyright © , Colonial Life Insurance Company (Trinidad) Ltd. All Rights Reserved. CLICO is the brand name of Colonial Life Insurance Company (Trinidad) Ltd. and a member of the CL Financial Group.